- Mon Apr 30, 2012 4:41 pm
There is nothing to stop you making a claim for PPI now you are discharged. However Hayden is right, you will not be eligable to keep any money you are awarded. If you make a claim against any of the banks that were included in your bankruptcy, they will simply offset any award against the debt they are owed or pay it direct to your official receiver.
The only possibility of keeping any money is if you first agree with your OR that if you make a successful claim, they will allow you to keep some of them money. The rational for this is that you don't have to claim but if you do both you and your bankruptcy estate could benefit thus giving you an incentive to do the claim work.
In additon if you make a claim against a bank which was not involved in your bankruptcy, (perhaps from a loan which was paid off before you went through the process), any money awarded to you will probably be paid directly to you as the bank in question will not necessarily know you were bankrupt.
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