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A good starting point for Debt relief Order Questions
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By Hayden
#23652
Hello Benny21 and welcome to the forum :)

If you start a Debt Relief Order (DRO) you do not need to worry about anyone coming into your home and taking any of your normal belongings. You are allowed to keep all reasonable personal items such as your clothes, furniture and electrical goods like your laptop. These are not considered when establishing if you have assets worth more than £300 as they are assumed to be required for a basic standard of living.
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By Geraldine
#23698
Hi Benny21

Hayden is right, if you start a DRO you will be allowed to keep all of your reasonable personal goods. A loptop and or computer are treated as part of these and would not be at risk so you have nothing to worry about. One of the reasons for this is that the second hand value of pretty much any household electrical equipment is so low as soon as it is out of the box that it is not worth any Official Receivers while to sell.

There is also no risk of anyone coming to visit your house. I have never heard of this happening if someone goes bankrupt let alone a DRO.
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By Steve Jackson
#23803
The other posters are correct Benny21. It is extremely unlikely that anyone will come and visit your home. If you start a DRO you will be allowed to keep your computer and laptop if you have one.
By Carla
#23849
The Debt Relief Order solution has been running for a few years now Benny21 and I have never heard anyone say that they had a visit from anyone at their home. DROs are dealt with by the official receiver but they are simply not required to do home visits :)