If you need debt advice we can help

[gerrygerrygerry]

I am a sole trader, in Scotland. I am paying off several creditors thru a DAS.
I am in a legal dispute with a client £3K in the small claims court, if I loss
the judgement, and have to pay, can the Sheriff Officers enforce this
immediatly if engaged by the opposite party. Or does it have to be added to
the arrangement.

[Hayden]

Hi gerrygerrygerry and welcome

I believe that if the debt was not originally part of the DAS then it can be enforced. I do not think the creditor has to automatically accept it as part of the Arrangement. Having said that you may be able to apply for a variation to include the new debt. To do this you will need to speak to the Money Advisor who helped you implement the DAS in the first place.

[gerrygerrygerry]

Hi Hayden.

Thanks for the advice "apply for variation" was just what I was looking for. Finding the right term to google, is the the biggest problem I find, when getting financial, or legal info on the web. It's almost a different language. Long before orwells newspeak, there was financspeak, and legaleze.

[Hayden]

No problem at all. I hope you are able to sort it. Please do come back and let us know how you get on