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Questions asked regularly and interesting questions asked elsewhere on Beat My Debt are posted here for the benefit of all.
#676
Usually the answer to this question is yes because they are not writing off any debt and can see from the income and expenses provided that you cannot afford any more.

Whilst your creditors are not under any legal obligation to agree to the plan, all financial institutions have been advised by the government to look favourably on such applications so as to reduce the potential number of bankruptcies and allow people to repay what they can afford.