Welcome to the forum. It sounds to me like you need to set up a debt management plan. This will help you agree reduced payments to the two debts you have so they are paid in a sensible managed way.
There is more information available about this solution here: What is a Debt Management Plan
The best way for you to set up a debt mangement plan is to speak to the national debt charity called Step Change. They should be able to help you do this for free.
Let us know if you need more help