I have made your latest question into a brand new post as it is an important topic.
It is true that when you go bankrupt HMRC will change your tax code to NT. This means no tax. This change will remain until the end of the current tax year. Then it will go back to normal.
As a result tax will not be deducted from your wages by your employer. The official receiver will normally ask you to forward this extra cash to them.
But don't worry! Your employer will not be told
you are bankrupt. HMRC will send them a standard tax coding notice. There is no indication of why. Hundreds of thousands of these notices are sent to employers every year for a whole host of reasons. Employers are legally obilged to simply make the change.
Even if your empoyer wanted to find out why they cannot. HMRC will not tell them. If you were not expecting the change and asked your employer about it they would say they do not know and you need to contact HMRC..... So absolutely nothing to worry about
Discharged from bankruptcy in 2010 and still debt free
Thanks to all on this forum for your advice and support.