- Tue Apr 22, 2014 1:40 pm
Hi here DaveKim and welcome to the forum
Congratulations on completing your IVA.
An IVA usually affects your credit for 6 years after its start date as default notices which were likely to be made against you will not be removed until this time.
when you checked your credit report did it have any of these notices on there?
A poor credit rating can have an affect on your renting potential but it may be possible to get around this. As you have already finished your IVA this will help and being upfront with the letting agents who will perform a credit check about your IVA will be beneficial.
If you can afford 6 months rent in advance or can get a family member to guarantee your rent this can be another option.
However, I would check your report again first as if it is clear there could be no need to worry.
Melissa McDonald writes articles and blogs about debt solutions and how they can be implemented. She aims to reassure people having debt problems that they can be debt free!