- Fri Aug 02, 2013 3:06 pm #28657
Hi. I have recently made my last payment into my IVA (March), and I believe I will get my certificate of completion sometime around October. Now, I want to apply for a credit card to start being able to demonstrate some history of credit, what is my best option? Secondly, our mortgage is currently in my husband's name, but he has just made a career change, halving his income, so when we're up for renewal (October 2014), will the mortgage company take my income into account?