- Mon May 26, 2014 8:53 pm #30607
I am hoping that you may be able to help/advise me. Setting up our IVA was very lengthy and stressful process. Thanks to recent huge garage bills over a 2 month period I had to organise a payment break with IP. But just when I thought things couldn't get worse I find out that's my mother who has mental health issues (bipolar disorder etc, I have this also) used an old cleared off catalogue account that I no longer used after IVA, and ran up a hefty bill (£1400 on it). She is on benefits no cant pay it back. I remember the rule about not getting into further debt during IVA and I am terrified about the IP finding out. Despite my own ill health I am trying to do overtime to clear the debt off. I don't know what else to do. It is making me ill with the stress of it.